How to get your equity from your San Diego home to your bank account
How Much Equity Do You Really Have?
San Diego homeowners ask two things: “What’s my real equity?” and “How long until it hits my bank account?” Here’s the straight talk. Call/text George Lorimer for Free and No-Obligation at 619-846-1244.
Cash Offer & Home Value — In 1 Click
Real-World Equity Example
If your home is worth $1.0M–$1.1M and you owe about $350K, you might assume you have $650K–$ 750K in equity. But:
- Online estimates (Zillow/Redfin/Realtor) can be off 7–15% — that’s $70K–$150K at this price point.
- Upgrades, condition, and lot make a big difference — algorithms can’t see what buyers see.
- Selling costs are often underestimated (program fees, credits, prep, escrow, etc.).
Timeline: Your Home ? Your Bank Account
| Stage | Average Time |
|---|---|
| Prep / Fix / Staging | ~14 days |
| Active Market Time | ~30 days |
| Escrow / Closing | ~30 days |
| Total Time to Cash in Equity | ˜ 75 days |
“30 days on market” = time to find a buyer. You still add escrow time, and most sellers spend some time prepping before listing.
Search San Diego Homes
Looking to see what’s available as you plan your next move? Explore current listings — updated daily.
Search Homes NowWhat I’ll Give You — Free & No Obligation
- An accurate price — what your home will actually sell for today.
- Your net proceeds — what you’ll walk away with after all costs.
- Simple fixups to boost your net by $10K–$30K.
- Your real timeline — start to money-in-bank.
- Chances of selling at different price points.
- Cash offers from my corporate & local buyers so you can sell as-is without listing.
Why Some San Diegans Are Selling Now
- Less competition in many neighborhoods.
- Active buyers thanks to rate relief and relocations.
- Better results with smart prep, pricing, and exposure.
George Lorimer • ProWest Properties • DRE #01146839 • Your Home Sold Guaranteed or I’ll Buy It*
*Conditions apply. Seller and George must agree on price and occupancy date. Equal Housing Opportunity.