San Diego Hot and Cold ZIP Codes Right Now

George Lorimer
Monday, October 20, 2025
San Diego Hot and Cold ZIP Codes Right Now

San Diego’s Hot & Cold ZIP Codes – Fall 2025 Market Update

Thinking about buying or selling in San Diego County this fall? Here’s a quick breakdown of the hottest ZIP codes, the ones cooling off, and where smart buyers are finding hidden deals.

Market Overview

Some ZIP codes are seeing renewed competition and price growth, while others are adjusting to more selective buyers. If you’re thinking of making a move, knowing where your neighborhood stands could mean the difference between a quick sale and sitting on the market.
 


Hot Neighborhoods / ZIP Codes

  • 92129 – Rancho Peñasquitos / Mira Mesa-adjacent
  • 92130 – Carmel Valley
  • 92127 – 4S Ranch / Del Sur
  • 92064 – Poway
  • 92024 – Encinitas
  • 92056 – Oceanside (select neighborhoods)

Price Ranges With the Most Activity

  • $700K–$900K single-family homes in suburban ZIPs
  • $500K–$700K condos/townhomes with low HOA fees
  • $1.2M–$1.8M coastal move-up homes in top school districts

Cooler Property Types and Areas (Slower Appreciation)

  • Condos with high HOAs or dated finishes
  • Outer East County properties with large deferred maintenance
  • Homes requiring major remodels or with unique floor plans

How to Find Off-Market & Unlisted Homes

Some of the best properties never hit Zillow or the MLS. Through my network of local agents, builders, and private sellers, I give my clients early access to homes before they go public. These often include properties with assumable low-rate loans or flexible seller terms.

Buyer Strategy: Win Before Competition Returns

The most prepared buyers—those who know about off-market listings and understand assumable financing—are the ones getting the deals. I can send you new listings daily, including homes with seller credits, buydowns, and assumable loans in the 2–3% range.

Free 1-on-1 Consultation

Call or text George Lorimer at 619-846-1244 for a quick strategy session about your San Diego buying or selling plans.


George Lorimer — Your Home Sold Guaranteed or I'll Buy It!*
ProWest Properties, DRE# 01146839  |  619-846-1244

*Conditions apply. Not all properties will qualify. Equal Housing Opportunity.


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