San Diego Housing: Buyers Gain $100,000 in Buying Power as Inventory Rises

George Lorimer

Wednesday, March 4, 2026

San Diego Housing: Buyers Gain $100,000 in Buying Power as Inventory Rises

San Diego Housing Shift (March 2026)

George Lorimer at 619-846-1244
Your Home Sold Guaranteed or I’ll Buy It!* *Conditions apply, ProWest Proeprties, DRE# 01146839

Buyers finally have more leverage — and sellers still have serious equity.

San Diego County buying conditions improved: mortgage rates are lower vs last year, and inventory is higher. If you’re thinking about buying or selling in 2026, here are the fastest steps to see what’s possible.

Get Home Value / Instant Cash Offer

Search Homes (SD + Nearby)

Want the fastest answer? Text me your neighborhood + budget and I’ll send active options (and off-market opportunities when available): Text 619-846-1244

The 60-second market snapshot (from the latest report)

Inventory

4,406

Active listings in San Diego County (up ~3% vs last year). Highest end-Feb level since 2020.

Rates / Buying power

~6% rates (vs ~7% last year)

Same ~$5,000 payment now buys about $100,000+ more home than last year.

Demand

1,919

Pending sales snapshot (up ~5% in the last couple of weeks; slightly higher YoY).

Market pace

~69 days

Expected Market Time (faster than last year’s strongest reading ~71). Days on market 21 days.

Entry-level supply is improving (good news for first-time buyers)

Homes below $500k are up ~25% YoY and $500k–$750k is up ~11% YoY.

Sellers: most homeowners have equity (and it matters)

99.5% of closed sales were sellers with equity. Distressed listings remain very low.

If you’re a buyer: here’s your advantage right now

You’re not “late.” You’re early to the shift. With more listings and lower rates, buyers are seeing:

More choices (inventory is up)
More negotiation (price cuts and longer market times create leverage)
More buying power (rate drop from ~7% to ~6%)

Search Homes Now

Text Me Your Area + Budget

If you’re a seller: what matters most in 2026

This isn’t a “list it and forget it” market. Sellers win when they:

Price correctly based on today’s buyer choices
Make the home easy to say yes to (presentation + condition)
Have a Plan B (cash offer / guaranteed sale / buy-before-you-sell options)

Your fast next step:

Get your home value and see if a cash offer makes sense (even if you’re just curious).

Get Home Value / Instant Cash Offer

My offers (pick what fits)

Multiple Cash Offers

Compare options and timelines. No obligation.

See Offers / Home Value

Buy Before You Sell

Move first, then sell — avoid the “double move” stress.

Text me “Buy Before You Sell”

George Lorimer

Call/Text: 619-846-1244
ProWest Properties, DRE# 01146839
Your Home Sold Guaranteed or I’ll Buy It!* *conditions apply

Market stats referenced from the San Diego County Housing Report (March 3, 2026) by Steven Thomas, Reports On Housing.

We would like to hear from you! If you have any questions, please do not hesitate to contact us. We are always looking forward to hearing from you! We will do our best to reply to you within 24 hours !

George Lorimer
Your Home Sold Guaranteed Or I'll Buy It!*

San Diego Housing: Buyers Gain $100,000 in Buying Power as Inventory Rises

Get in Touch

George Lorimer Your Home Sold Guaranteed Or I'll Buy It!*

San Diego Housing: Buyers Gain $100,000 in Buying Power as Inventory Rises

George Lorimer
Your Home Sold Guaranteed Or I'll Buy It!*